Farmers-backed insurance. With a financial expert in your corner.
Gee Family Insurance is a Highland, Utah Farmers® agency helping families, property owners, and eligible small businesses protect what they have built. James M. Gee brings 30+ years as a CPA, CIRA, CFE, forensic accountant, and federal financial analyst to the insurance process — so your coverage is reviewed against real-world risk, not just a quote form.
Gee Family Insurance
Our local office · Highland, Utah
Insurance first. Advisory insight built in. Separate professional advisory when you need it.
Why Gee Family Insurance
An agent who advises, not just sells
Most agents hand you a quote and move on. James pairs Farmers® coverage with the eye of a CPA and forensic accountant — so Utah families and business owners end up properly protected, not just insured.
Advised by a CPA
James brings 30+ years as a CPA and forensic accountant to every policy — so your coverage is built on financial reality, not guesswork.
A true local agent
Work directly with James here in Highland. No call centers, no runaround — just straight answers from someone who knows Utah.
Coverage with no gaps
We review the documents that actually shape your risk, so you are never underinsured — or paying for protection you do not need.
More value, no extra cost
James reviews your contracts, leases, and loan covenants — advisory work he once billed at $500–$600/hr — included free with every policy.
Find out what your policy is missing
Free, no-pressure review with James
In about 15 minutes, James will show you whether your current coverage leaves you exposed — and exactly how to close the gaps. No cost, no obligation.
Coverage
A full-service agency, with an advisor's eye
Farmers is our primary market. When a home, property, vehicle, or business risk doesn’t fit Farmers’ underwriting appetite, we can explore approved specialty or brokered placement options through other appointment channels.
Home & Rental Insurance
Homeowners, renters, condo, landlord, umbrella, and flood & earthquake coverage that reflects what it would actually cost to rebuild.
ExploreAuto Insurance
Personal auto, motorcycle, and recreational vehicle coverage — with a local agent who knows your policy when it counts.
ExploreLife Insurance
Term, whole, and universal life explained in plain language, informed by a real background in tax and financial planning.
ExploreBusiness Insurance
Commercial coverage backed by three decades of forensic accounting — plus a free review of your contracts and business structure.
ExploreSpecialty Options
When Farmers isn't the right fit, we can explore approved specialty and brokered placement options through authorized channels.
Explore
The Gee Family Business Advantage
A free risk review with every commercial policy
Most agents hand you a quote and move on. James reviews the documents that actually shape your risk — at no charge:
- Contracts & client agreements
- Loan covenants & lender requirements
- Commercial leases
- Business formation & structure
This review comes built in with your commercial policy — it is part of buying insurance, not a separate bill. When a situation calls for deeper work — restructuring, forensic accounting, or tax advisory — that is a distinct professional engagement, available separately when you need it.
“Has your business grown or changed since your last policy was written? Chances are very high that you may not have all the coverage you think you do.”
Explore Business InsuranceReviewed on Google
Rated 5 out of 5 by Utah clients
Don’t just take our word for it. See why homeowners and business owners across Utah trust James with their coverage — straight from our Google Business Profile.
They did a great job explaining my coverage to me.
Service Area
Rooted in Highland, serving all of Utah
Based in Highland with deep roots in Alpine and Cedar Hills, James writes coverage across Utah, Salt Lake, Davis, and Summit counties — and anywhere in the state.
Practical guides
Plain-English answers before you decide
Insurance shouldn’t require a decoder ring. These short, owner-framed guides walk you through the decisions that matter most — so you can talk to James already knowing the right questions to ask.
Has your business outgrown its coverage?
New contracts, a new lease, or simple growth can leave quiet gaps in a commercial policy. What to look for before a claim finds them.
Read the business guideWhat your home policy should actually cover
Why rebuild cost — not your mortgage balance — is the number that protects your largest investment, and where standard policies fall short.
Read the home guideWhen Farmers isn't the right fit
How approved specialty and brokered options work when a standard market cannot place your risk — and what to expect from the conversation.
See specialty optionsCommon coverage questions, answered
Plain-English answers on bundling, claims, life insurance, and how our Farmers-first agency works — without the jargon.
Browse the FAQLet's protect what you've built.
Talk to James directly — no call center, no runaround.