Coverage
Home & Rental Insurance
Homeowners, renters, condo, landlord, umbrella, and flood & earthquake coverage that protects your largest investment — and everything inside it.
What this coverage does
Your home is likely the largest investment you'll ever make — and the right coverage protects it and everything inside it. Whether you own, rent, or invest in property, GEE Family Insurance has a Farmers policy built for your situation, serving homeowners throughout Highland, Alpine, Cedar Hills, and all of Utah County and the surrounding counties.
James helps you set coverage limits that reflect what it would actually cost to rebuild — not just your mortgage balance — and points you to the multi-policy discount when you bundle home with auto.
What's included
Homeowners Insurance
Covers your home's structure, your personal belongings, and your liability — so you can face the unexpected with confidence.
Renters Insurance
Your landlord's policy protects the building, not your belongings. Affordable protection for everything you own, plus liability.
Condo Insurance
Fills the gap your HOA master policy leaves — your unit's interior, your belongings, and personal liability.
Landlord / Rental Property Insurance
Purpose-built for property investors — the structure, lost rental income, and your liability as a landlord.
Umbrella Insurance
An extra layer of liability above your home and auto limits, shielding your assets and future earnings.
Flood & Earthquake Insurance
Standard policies exclude both — and Utah isn't immune. Critical added protection for two of the costliest perils.
The benefits
Why choose GEE Family Insurance
- A local agent who knows Utah risks — winter storms, wind, fire, and liability — and sets your limits to real rebuild cost, not just your loan balance.
- James's background in real estate and contractual risk means your landlord and condo coverage actually lines up with your leases, HOA master policy, and lender requirements.
- The strength of Farmers — nearly 100 years protecting homeowners — paired with face-to-face service no call center can match.
- Bundle home with auto for multi-policy savings on one bill, one renewal, one local agent.
The result
Peace of mind, done right
You are left with confidence that if the worst happens — a fire, a storm, a lawsuit — your home, your belongings, and your finances can fully recover, with no surprise gaps in your coverage.
Ready to talk home & rental insurance?
Get a quote or request a free review — straight from James, no call center.